Personal finance management is a huge area of interest to me as an indie author, educator, and small business owner. I’ve realized over years of struggling with my finances that incredibly difficult to manage your money if you don’t know how. Rather than paying for a money manager or financial advisor (which I likely couldn’t afford), I’ve started with self education. Here are some of my favorite books that have gotten me started and helped me save the capital for my publishing business.
8. Refinery29 Money Diaries: Everything You’ve Ever Wanted to Know About Your Finances…And Everyone Else’s by Lindsey Stanberry
If you’ve ever been curious how the girls in your office spend their paychecks, then this book was made for you. The unique take on finance that this provides is a discussion and analysis of basic money management along with diary entries detailing how much money women spent and on what they spent it on for a week at a time. The writing style appeals to young women, but the content is very accessible and fun to read.Buy Here!
7. You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life that You Want by Jesse Mecham
Budgeting has become such a dirty word in popular culture, but in this book, you can learn that prescriptive, prophetic spreadsheets are not the only way to manage your finances. With easily digestible information, a unique take on managing the money that you have instead of what you will have, and a unique tool created by the author for his audience, this book is a great place to start for anyone looking to get organized and understand where their money is really going.Buy Here!
6. Your Money or You Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin
For anyone looking for a way out of traditional personal finance and the 9-5, look no further. In this book, the author challenges common views about money, consumption, and the American lifestyle as we know it to help you recognize your true values and realize your goals. While most people won’t fully adopt the tenants of this book, it’s an excellent way to challenge your beliefs and change the way that you think about your money and your life.Buy Here!
5. The Spender’s Guide to Debt-Free Living: How a Spending Fast Helped Me Go from Broke to Badass in Record Time by Anna Newell Jones
If you’re living in debt and want a way out, this inspirational and informative guide is for you. Geared toward young women, the information is easy to understand and includes a lot of tips for the personal finance newbie! If you need a guide for kick-starting your personal finance journey with some quick wins, I highly suggest giving this book a try.Buy Here!
4. Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together by Rachel Richards
This book is definitely aimed at young women, but the information that the author shares is so helpful and concise. If you are just starting out or hoping to increase your personal finance knowledge, this is a good resource. This book helped me get started investing, and I love that it helped prepare me for the next book on this list.Buy Here!
3. The Little Book of Common Sense Investing by John C. Bogle
This is the first book that I’ve read specifically catering to investments, and while I wouldn’t suggest it for the complete novice, I do believe that it is accessible for anyone with mild interest and some background knowledge in investing. I found the advice practical, and I would recommend checking this out if you are in a position to invest even a small amount of money.Buy Here!
2. The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey
A personal finance classic of this day and age, Dave Ramsey’s Total Money Makeover outlines the steps of his proven program. This is the first personal finance book that I ever read, and while my goals have changed, I still adhere to much of the advice in this book. If you need clear instruction and lots of motivation, check this one out.Buy Here!
1. Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry
Don’t let the name fool you. The author of this book is far from broke, and while this book was created with Millennials in mind, the information is fairly universal. It is entertaining and extremely educational without being too dry or dense. I highly recommend that anyone looking to improve their financial life put this book on their reading list.Buy Here!
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